Martin Lewis occasionally has a charity or industry guests on his money show, with management from HMRC appearing in recent months as coronavirus support expanded. Today, the Money Saving Expert shared the stage with Monash, the head of benefits policy at Citizens Advice, who laid out the rules on several state benefits.
One of which included PIP and a person called Benjamin emailed in to ask for help.
As Martin explained: “He says I’m 25, I have a lifelong disability, I get PIP, personal independence payments, but I also work 24 hours a week.
“I want to save for a house but my monthly wages aren’t enough to run a house, are there any further benefits I could claim for as a single man?”
Martin went on to ask Monash if there was anything they could do to help Benjamin and he was met with the following response: “So again if he hasn’t done so already, Universal Credit is the main benefit you can apply for.
The payments will be tax free and they can be received whether a person is in or out of work.
When applying, claimants will need to go through an assessment to make sure they’re getting the correct level of support.
So long as a claimant is eligible, their payments will arrive every four weeks.
If a person gets PIP while working, they may also be able to get the disability element of Working Tax Credit (up to £3,220 a year, or up to £4,610 if the disability is severe).
If claimant’s circumstances change while they’re receiving payments, they must contact the PIP inquiry line to ensure penalties are not levied.
These changes can include:
- personal details changes, for example, address or doctor details
- the help needed or condition changes
- the condition worsening and the claimant is not expected to live more than six months
- going into a hospital or a care home
- heading abroad
- being imprisoned or held in detention